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探花精选

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Triple-I: Lightning Caused $1.04B in US Homeowners Claim Payouts in 2024; Frequency Drops 21.5% Year-Over-Year
June 20, 2025

... such as fire, is covered by standard homeowners, condo, renters and business insurance policies.聽 Some homeowners policies provide ... 100 times per second. 鈥淲hether it鈥檚 a family home or a mission-critical facility, no property is immune to lightning,"聽said ...


Spotlight on: Flood insurance
June 5, 2025

... There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is ... a provision in Biggert-Waters that removed a subsidy once a home was sold. People who purchased homes after Biggert-Waters became law will ...


Triple-I: P/C Insurers Are Financial First Responders Helping Customers Recover from Severe Tornado Outbreak
May 20, 2025

... is covered under鈥 standard homeowners , condo ,鈥 renters and business insurance policies, as well as the optional ... until you meet with an insurance adjuster. If you have a鈥 home inventory , it will make the claims-filing process easier. Hold ...


Mitigating risks for climate-related disasters
November 27, 2023

... as hurricanes, allowing you time to prepare your family and home, while other weather-related events evolve rapidly and need a quick ... Earthquakes are not covered by homeowners, renters, or business insurance policies, but a standard policy will cover ...


Triple-I Stresses Preparedness for 鈥楢bove Average鈥 2025 Atlantic Hurricane Season
May 1, 2025

... 聽is recommending聽 homeowners ,聽 condo owners ,聽 renters 聽and聽 business owners 聽prepare now. Led by Colorado State ... and possessions, while also taking steps to make their home or business more resilient to the impacts of wind and water,鈥 said ...


Triple-I/State Farm: US Dog-Related Injury Claim Payouts Hit $1.57 Billion in 2024
April 16, 2025

... mainly interacting with your family since you brought them home, don鈥檛 rush out into crowded areas or dog parks. Try to expose your dogs ... Commercial auto insurance ,聽along with coverage for聽 renters ,聽 business owners ,聽 boats 聽and聽 motorcycles , is also ...


Triple-I: Colorado State鈥檚 2025 Atlantic Hurricane Forecast Calls for 鈥楢bove Average鈥 Season
April 3, 2025

... which is not part of a standard homeowners , condo , renters or business insurance policy. Additionally, homeowners can make ... of a wind-rated garage door and storm shutters also boost a home鈥檚 resilience to a hurricane鈥檚 damaging winds, according to the ...


Background on: Earthquake insurance and risk
February 28, 2025

... of an endorsement or as a separate policy for homeowners, renters and small business owners. Unlike flood insurance, earthquake ... due to burst gas and water pipes, is provided by standard home and business insurance policies in most states. Cars and other vehicles ...


Background on: Wildfires
January 23, 2025

... by fire and smoke are covered under standard homeowners, renters and business owners insurance policies and under the comprehensive ... to houses, a study by the 探花精选 Institute for Business & Home Safety (IBHS) found. Among the preventive features recommended in ...


Triple-I Media Advisory: California Property Insurers Helping Customers Recover from Devastating L.A. Wildfires
January 9, 2025

... policies most Californians have: Homeowners, Condo and Renters Policies Cover Fire and Smoke-Caused Damage Damage caused by fire ... insurance policy covers wildfire-caused property damage to a home鈥檚 structure and its outbuildings (e.g., garage) as well as the personal ...